Job Name: CUSTOMER EXECUTIVE
Salary: Best In Industry
Exp: 0 – 2 years
Company Name: HDFC Bank
Job Info –
Operations: Custodian of Deliverables at branch i.
e, Welcome Kit, Cheque Book, ATM/Debit cards, Tatkal Kits.
As a custodian, ensure: a.
Customers as per SMS failed to report in DMS are contacted to collect their deliverables from branch b.
Delivery of deliverables to customers at branch.
obtaining necessary id documents of customer / obtaining customer acknowledgment in combined tally cum delivery register c.
Ensure Low stock of deliverables is retained at branches d.
EOD Stock tally of Physical deliverables held at branch vis-vis stock tally report (DMS) e.
Destruction of deliverables that have exceeded their retention period.
Ensure proper record of the destruction of deliverables is maintained g.
Ensure proper delivery of the retained card to customers keeping the fresh transaction slip and ID proof.
Proper maintenance of Tax saving FD receipt received at the branch and its delivery to customers.
Ensure FD/RD certificates are kept in safe custody inside the FRFC or vault.
Reordering of the tatkal kits with appropriate approvals.
Ensuring tatkal reconciliation in place on fortnightly basis.
Accepting and processing customer instructions and requests at branch i.
e Processing stops payment/ hot-listing requests immediately upon receipt at the branch.
Maintain inward and outward courier register for all deliverables/documents received at branch / dispatched from the branch.
Monitoring and timely indenting of branch stationery (other than security stationery) as required.
Monitoring of FTS and clearing hold instruction.
Generating and downloading all BOD reports/handing over the reports to the concerned staff at the branch.
Ensure that 5-S norms are adhered to for individuals' workstations.
Satisfactory audit at Welcome Desk operations Updation of all Customer Instructions in FTS.
Account transfers & Closures with appropriate approvals.
Updation of all liability leads in CRM next.
Ensuring LTR & Welcome calling Review reports are in place on daily basis.
Updation in ECall back system Ensure that any unprocessed instruction will be updated in the pending instruction register by EOD Ensure Regular knowledge updation is by reading and understanding circulars issued in gyan line.
Ensure to follow the process for Pending customer instructions/forms B.
Customer Service: To handle branch queries i.
e balance inquiries/clearing of cheque deposits/charges levied to customers account Issuance of Passbook / Statement of Accounts against written customer request and ensuring recovery of charges Non-disclosure of customer information to any bearer / third party.
Migrating branch customers to use our wide range of direct banking channels for various requests Ensure that the customer query is attended to and resolved the same in an efficient manner and within stipulated TATs a.
Recording complaints as per the specified process b.
Ensure that complaints do not get escalated c.
Improve customer communication on closures through scripts & mails.
Preventive complaint management a.
Asking for feedback from customers on products/services offered by us.
Ensure the correct product information is disseminated Contacting customers using the database and thereby increasing the credit card activation/offer Limit Enhancement & Upgrade Providing the customer necessary with necessary forms / Brochures on request Ensure maintenance of queue Effective migration of customers from physical mode to Digital Platform.
Ensure that customers avail of our Direct Banking Channels a.
Registering them with various DBCs b.
Give them a demonstration of the usage of the same and input the leads in CRMNEXT.
Actively manage the uptime of the Net Banking/ATM kiosks in the branch d.
Carry targets for improving anyone DBC penetration exclusive of ATM DBC Penetration and transaction migration financial as well as non-financial a.
Migrate customers to opt for statement delivery through E-mail/Net and diverting customers for email ID updation / landline details updation through Net.
CH 126 Calling & updation in portal C.
Sales: Ensure sales targets assigned by the BM/PBA from time to time are achieved Ensure all eligible asset leads are routed through DAP.
Ensuring compliance of KYC, identification of the customer, and communication of product eligibility b.
Ensure that a higher cross-sell conversion is achieved through the above calling.
Booking of FD / RD Online Generates sales leads for the branch Providing Demos to customers on payment using Pay Zapp, Purchase through Smart Buy Calling Band 1 and 2 customers: Band 1 and 2 to be called with a view to a.
Increase the balances thereby improving their banding b.
Cross-selling income-generating product which can give us adequate revenue thereby moving the customers to Band 3 c.
Concentrating on customers who have a CNR of between 900 and 1000 and targeting them for improving the banding d.
Escalating to PB Auth / BM cases where the banding improvement is not possible / customer not co-operating for further measures.